Being in a car accident is a stressful and disorienting experience, no matter how minor. The moments that follow are critical and can significantly impact your health, your legal rights, and your ability to receive fair compensation. Knowing what steps to take—and what to avoid—can make all the difference.
At Sticklen & Sticklen, we understand the shock and confusion that can happen on the road. This guide outlines the most important actions to take immediately after an accident in Missouri to protect yourself and your potential claim.
The Immediate Aftermath: Prioritizing Safety and Calling the Authorities
The first priority is always safety. As soon as you are able, move your vehicle out of the flow of traffic to a safe location on the side of the road, if possible. Turn on your hazard lights. If your car is not drivable or if anyone is injured, leave the vehicle where it is and call 911 immediately.
In Missouri, you are legally required to report any accident to the police if it results in injury, death, or property damage exceeding $500. Since even minor fender benders can quickly exceed that amount, it’s always in your best interest to call the police to the scene. This ensures an official police report is created, which is an invaluable piece of evidence for any future legal claim. When the police arrive, be calm and give them an accurate account of what happened. This police report will serve as a neutral, third-party record of the accident.
Gathering Information and Documentation at the Scene
Once the scene is secured, and while you wait for law enforcement, you should focus on gathering key information. This documentation can be the cornerstone of a strong personal injury claim.
- Take Photos: Use your phone to take pictures of everything. Document the damage to all vehicles from various angles, any visible injuries, and the overall scene. Take photos of the road conditions, traffic signs, skid marks, and anything else that could be relevant.
- Exchange Information: Get the other driver’s name, contact information, driver’s license number, license plate, and insurance details. You should also look for any witnesses and ask for their names and phone numbers. Their testimony can be crucial in proving who was at fault.
Remember, you do not need to admit fault or apologize for anything at the scene. Simply exchange the necessary information and cooperate with law enforcement.
The Importance of Seeking Medical Attention
Even if you feel fine immediately after an accident, it is essential to seek medical attention. Adrenaline can mask the pain and symptoms of serious injuries, such as whiplash, internal bleeding, or a concussion. A medical professional can diagnose injuries that may not be obvious right away.
Seeking prompt medical care also creates a vital record of your injuries, which is critical for your personal injury claim. Gaps in medical treatment can be used by the other party to argue that your injuries were not a direct result of the accident.
When to Contact an Attorney and What to Avoid
One of the most important things to do after an accident is to contact an experienced personal injury attorney. It is a common mistake for accident victims to try to negotiate with the at-fault driver’s insurance company on their own. Insurers are businesses; their primary goal is to settle claims for the lowest amount possible. They may try to get you to give a recorded statement that can be used against you or pressure you into accepting a lowball offer.
At Sticklen & Sticklen, we handle all communication with the insurance companies on your behalf. Our job is to protect your rights, navigate the complex legal process, and ensure you receive the full and fair compensation you are entitled to. We’ll help you get the medical care you need and build a strong case while you focus on your recovery.
If you or a loved one has been injured in a car accident in Missouri, don’t wait. Contact Sticklen & Sticklen for a free, no-obligation consultation today.